Your credit data belongs to you. CINET simply helps you view it clearly and securely—so you can make smarter financial choices.
Credit Score
Instantly see your score and understand how it affects your ability to get loans or credit cards.
Credit Profile
A secure, detailed view of your current and past credit activity—all in one place, just for you.
Loan Eligibility
Get insights into whether you’re likely to qualify for future loans based on your current credit health.


CINET makes it easier to understand where you stand—and what steps to take next. It’s your tool for confident, informed decisions.
Make Smarter Decisions
Knowing your credit score and history helps you plan better for loans, credit cards, or major purchases.
Spot Mistakes Early
Catch any errors in your report before they impact your financial reputation or borrowing chances.
Build Better Credit
By tracking your activity and staying informed, you can gradually improve your score and unlock more favorable offers.
We’re not a bank. We’re your independent credit guide—built to help you stay in control, with complete transparency and top security.
Trusted & Certified
CINET operates in accordance with Kuwait’s Law No. 9 of 2019 and is ISO 27001:2013 certified for information security.
Your Data, Always Protected
We never share your information without your consent. Your privacy is our priority.
Available Anytime, Anywhere
Access your credit profile through our app or website—quickly, securely, and whenever you need it.
Your credit score tells lenders how trustworthy you are with money. It affects everyday things more than you think.
Credit Card or Loan Application
Banks check your score before approving your requests or deciding your credit limit.
Build Your Home or Buy a Car
A better score means more chances for approval and better financing options.
Enroll Your Children in the Best Schools
If you're applying for educational financing, your score can make the difference.
Furnish Your Home or Upgrade Your Lifestyle
From personal loans to installment plans, your credit score opens the door.
The higher your score, the more confident lenders feel about helping you achieve your goals.